More than 11 million Moroccans are now covered under AMO-Tadamoun, the government’s new health insurance program, surpassing the 10 million who benefited under the former RAMED system. This was announced by majority parliamentary groups during a Monday session in the House of Representatives on the government’s approach to the right to health and social justice.
According to Mohamed Ghouki, head of the National Rally of Independents (RNI) group, AMO-Tadamoun marks the first time universal health coverage is being implemented with concrete results. He pointed out that claims of RAMED having reached 18 million beneficiaries were cumulative over two decades, not active coverage.
Under AMO-Tadamoun, more than 420,000 widows are now receiving direct support—up from 75,000 in previous governments.
Ahmed Touizi, from the Authenticity and Modernity Party, responded to criticism from opposition parties, notably the PJD, by saying the current government does not claim exclusive credit but builds on past reforms.
However, he insisted the current rollout is larger in scale and better funded, with AMO alone costing 10 billion dirhams annually compared to RAMED’s 2 billion.
Touizi defended the use of loans to finance the program, calling them essential to sustaining coverage and not a source of shame. He stressed that the fund is backed by state support, user contributions, and international financing.
Allal El Omrani of the Istiqlal Party added that while RAMED served a role, it was never true insurance, just access to public hospital services, often limited by capacity.
Now, surgeries like open-heart procedures are accessible to many who once languished on waiting lists. He noted that the state now pays over 9 billion dirhams annually to cover the premiums for AMO-Tadamoun beneficiaries, in addition to 1 billion dirhams for free public hospital services.
All three groups called for continued reform and expansion of regional health groupings to ensure better equity and accessibility across Morocco.
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