Morocco banking system enters structural maturity phase, analysis finds

Morocco banking system enters structural maturity phase, analysis finds
Sunday 28 December 2025 - 21:08

Morocco’s banking sector is expected to maintain solid growth through 2030, supported by strong liquidity, controlled risks and improving economic conditions, according to a financial analysis published by brokerage firm M.S.IN.

The report said deposit growth continues to outpace lending, providing banks with comfortable liquidity and stronger capacity to finance investment projects. Despite global uncertainty linked to geopolitical tensions and trade policies, the Moroccan economy and banking system have shown resilience, the analysis said.

M.S.IN expects Morocco’s gross domestic product to grow by about 5 percent in 2025, up from 3.8 percent in 2024, driven by a recovery in agriculture and sustained momentum in non agricultural activities, including infrastructure and energy projects.

The report said Bank Al Maghrib’s decision to cut the key interest rate to 2.25 percent in March 2025, alongside inflation contained near 1 percent, supported credit and investment conditions.

Listed Moroccan banks posted solid results in the first half of 2025, with net banking income rising 7.4 percent to 49.1 billion dirhams and net profits increasing 18.2 percent to 12.5 billion dirhams, supported by lower risk costs.

M.S.IN said the sector’s outlook remains positive through 2030, backed by public investment, digitalization and expansion across African markets.

add your comment

Terms of publication : Not to offend the writer, people, sacred things, or attack religions or the divine self, and refrain from racist incitement and insults.

News
Morocco’s constitutional court receives 38 challenges to September parliamentary election results
Friday 16 October 2026 - 23:00

Morocco’s constitutional court receives 38 challenges to September parliamentary election results

News
Morocco says Tangier terror suspect reached advanced stage of explosives preparation
Friday 16 October 2026 - 20:54

Morocco says Tangier terror suspect reached advanced stage of explosives preparation

News
US Congress Delegation led by Mike Rogers pays working visit to Morocco
Friday 16 October 2026 - 18:37

US Congress Delegation led by Mike Rogers pays working visit to Morocco

Politics
PAM takes finance and agriculture, Istiqlal holds key economic ministries
Friday 16 October 2026 - 18:25

PAM takes finance and agriculture, Istiqlal holds key economic ministries